CURE Auto Insurance Lists Tips for Safe Driving on New Year's Eve

 According to a recent national survey conducted by the National Institute on Alcohol Abuse and Alcoholism (NIAAA), more than four times as many people are likely to be fatally injured in alcohol-related traffic crashes on New Year's Eve than on other mid -week winter evening. CURE Auto Insurance offers the following tips to help drivers and their families ring in 2010 safely and soundly.

1. Check with your local bars for safe rides home. Safe rides are free and a good way to get home safe. In addition to safe rides from your local bar, some community organizations such as your church or college will offer safe rides home. Research these options ahead of time to have all the phone numbers written down and with you for the evening. If none are offered, look to use public transportation or taxi service.

2. Be alert on the roads and highways. Even if you have not had anything to drink, you must be most cautious on New Year's Eve in the event that you cross paths with someone who is driving under the influence. Call officials if you spot what you suspect to be a drunk driver on the road. Make sure to give the police the location of the driver and his or her license plate number. For your own safety, follow a good distance behind.

3. Plan ahead. When planning your evening make sure to take in to account transportation. Always designate a sober driver before the party or celebration begins or make plans to stay overnight at the location of the party. Planning ahead is not only responsible but is your best defense against drunk driving.

4. Watch the weather. Winter conditions can prove to be dangerous even for sober drivers. Freezing temperatures increase the chances for black ice. Stay alert and obey the speed limit. Also check the weather forecast before you head out to your New Year's celebration to make sure you are prepared.

5. If hosting a party, make sure to set rules on drinking and driving. Offer to provide a ride home or a place for guests who drink to sleep. Always offer alcohol-free beverages during the event, and make sure all of your guests leave with a sober driver.


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Two More Charged with Insurance Fraud

The ongoing investigation by the Pennsylvania Attorney General Tom Corbett into an insurance fraud has resulted in another arrest of a women and her brother. Elsa Perez-Delossantos, 38 , a resident of Pennsylvania and the her brother Antonio Perez-Delossantos, 37, of Brooklyn, have been charged with insurance fraud after she allowed her brother to use her address in order to obtain a cheaper auto insurance rates.

The arrested were among the other 24 people arrested in the ongoing investigation of New York and New Jersey residents providing false residency information to the State Department of Transportation to get a Pennsylvania license or vehicle registration rates and obtain cheaper Pennsylvania insurance rates.

Pennsylvania insurance rates are $2,000 to $4,000 per year cheaper in comparison to other two states.

Claiming a false Pennsylvania address helps some save $4,000 a year in premiums. The practice, better known as rate evasion, annually leads to $12 million to $15 million in claims on Pennsylvania policies that should not have been written, Corbett said.

The defendants have been charged with felony count of insurance fraud that carries a maximum prison sentence of seven years and a $15,000 fine.

The investigation helped break up a scam of a Philadelphia title company that signed up numerous New York City drivers as Pennsylvanians between January 2005 and September 2006 in order to fraudulently obtain cheaper insurance rates.


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